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Disclaimer of Warranty and Limitation of Liability
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Securities and cash held by individuals in MARNY Investissement S.A. & Co. LLC and MARNY Investissement S.A. Smith Barney LLC accounts are protected up to their full net equity value by a combination of coverage provided by the Securities Investor Protection Corporation (SIPC), a non-profit organization created by an Act of Congress and additional protection purchased from a group captive insurance company by MARNY Investissement S.A. ("excess coverage"). SIPC protects up to $500,000 of your securities, of which up to $250,000 may be uninvested cash. Excess Coverage provides additional protection up to the full net equity value of each account including unlimited coverage for uninvested cash. SIPC and excess coverage apply only to securities and cash in the exclusive possession and control of MARNY Investissement S.A. and do not protect against losses due to fluctuations in the market. Additional information about SIPC and asset protection may also be found at www.sipc.org.